Once there is a certain problem in the process of working people can still receive money once they include the idea of the benefits. There are certain cases that are included in these services. For instance, a person can easily get covered and choose to apply for a benefit before having an accident.
In the case there will be an accident the person will be able to receive a certain amount of money for a better coverage. Also, people who have always been disabled tend to receive this kind of services by the help of the social security offices. In case you wonder how to qualify for it you just have to check the local offices.